Atty. Gregory A. Holbus answers common questions about bankruptcy in a sixteen part video-blog series. #2 – How are debts classified and treated in bankruptcy?
We have a loan that is a little over ,000 and about5 ,000 on credit cards. We wanted to do one of those credit counseling services but I think they only help you if you are in major credit card debt and are interest rates on our credit cards are zero percent. What should I do?
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Currently I have alot of debt. Most of it is at zero percent interest. However, I have a credit card currently at 0 but will go to 25% in about 4 months. I thought I could have it paid off by then but a few things came up and now i’m not sure. My question is will it hurt my credit score if I do a balance transfer to another card that will offer me 0 % for the first year. I know I can have it paid off in a year, probably 6 months. I have broke the habit of using the credit cards or accuring any debt for that matter. My goal is to be debt free in 9 months. Is this idea overal good(for me and my credit score?). Any feedback would be great. Thanks in advance
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What credit cards have zero percent annual fees?
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