I cannot decide whether to pay off the credit card debt or to put it in savings. I owe 00 for a lawn mower from Sears. I can 1.) pay it off by April 19 with zero percent intrest. 2.) If I dont get it paid off, I can transfer the balance to another card with 0 % intrest before April 19th or 3.) I can use my tax return and pay it off.
What should I do? Does it look better if you pay it off transferring the balance to a zero percent intrest card or does it look better if you pay it off with a check out of your checking account? Does it matter if I pay the balance off in full early or say…..April 10th. Does paying the bill early look better on my credit?
Atty. Gregory A. Holbus answers common questions about bankruptcy in a sixteen part video-blog series. #2 – How are debts classified and treated in bankruptcy?
admittedly i dont know the first thing about a credit card. Most have an introductory offer of 0 percent on purchases for a few months. Does this mean you pay zero interest on what you owe but still make payments or you dont make any payments at all in that period.
Sorry if this is a stupid question !
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This is the problem, I am having an arguement with a co-worker that paying off all of your debt per month is better than having transferring debt month to month. I figure, you borrow money, you pay it all back, you repeat. They argue that paying a portion monthly shows you can handle credit effectively. Assume that interest rate is at zero percent, so thats not a factor. Which is better. Paying all or some of your debt?
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